Massachusetts homeowners are facing a daunting challenge as they grapple with deteriorating foundations that insurance policies refuse to cover, rendering their homes virtually worthless. The issue stems from the presence of pyrrhotite, a mineral found in certain parts of New England that can compromise the structural integrity of concrete.

Jeff and Kim Haynes, residents of Rutland, Massachusetts, discovered cracks in their basement about a year and a half ago. After investigating the issue, they found that their concrete was infected with pyrrhotite. To rectify the situation, the Haynes had their home lifted six feet into the air to make way for a new foundation, a costly endeavor amounting to over $250,000.

State officials estimate that approximately 7,500 homes in Massachusetts could be at risk of pyrrhotite contamination. Concerned individuals wishing to buy in afflicted areas are urged to insist on concrete testing before making a purchase.

One housing development in Westminster, Massachusetts, under the management of a condo association, has seen at least 10 out of 96 units, all constructed in the 1990s, test positive for pyrrhotite contamination. Each unit has incurred repair fees ranging from $115,000 to $130,000, leading to drastic increases in homeowners association (HOA) fees.

Tammi Roscoe, a recent homeowner in the affected development, expressed her concerns about the steep increase in HOA fees, which rose from $366 to $434. Homeowners and state officials alike are calling for financial assistance to help cover the substantial costs of replacing these compromised foundations.

In an effort to mitigate further damage, starting in July, Massachusetts will require quarries to test their products for pyrrhotite contamination. However, homeowners and some state officials are urging legislators and the governor to provide additional financial aid to address the issue comprehensively.

Connecticut has already taken steps to address the problem, offering support to homeowners affected by pyrrhotite-infested foundations. A trust fund has been established, providing up to $190,000 towards foundation replacements, with funding generated through a $12 annual surcharge on every home insurance policy in the state.

Massachusetts residents are now calling for their state to follow Connecticut's example and set up a similar assistance program. Michelle Loglisci, a founder of Massachusetts Residents Against Crumbling Concrete, voiced concern that Massachusetts may face a more significant challenge than Connecticut considering the potential scale of affected homes.

As the plight of Massachusetts homeowners continues, the need for immediate action becomes increasingly urgent to provide the financial relief necessary to rectify the crumbling foundations issue and restore the value and integrity of affected properties.